Live Life Team
With a wide range of travel insurance options available, it will be well worth your while researching which companies will give a deal that will best suit your circumstances. Many insurance suppliers have special packages for young travellers and people on gap-year holidays.
However, as attractive as a lot of offers may look, it will be important that you still read the small print. Cover for such areas as flight cancellations, hotel cancellations and lost baggage are usually standard, but there will be certain requirements that need to be met in order for you to be eligible for compensation.
It will also be worth taking into account the limits that are set for each cover; for example, medical emergency compensation can vary considerably between different plans and the cheapest policy may not give you adequate cover. You will also find that many insurance companies will alter their rates, depending on what country you are travelling to, e.g. cover for theft and loss of travel documents in countries with high crime rates.
For students, many travel insurance companies will give special discount rates and will also provide policies more suited to younger travellers. Polices are usually based on single trips, multi-trips and annual cover, so you are sure to find the right one to meet your needs. Travelling without insurance is never an option, especially if you participating in any adventure sports or travelling to a country that is considered a high-risk area.
